Saturday, December 28, 2019

Importance of Use Social Networking and Developing Website for Pomegranate Cafe Free Essay Example, 1500 words

While developing websites for pomegranate caf , a non-profit sector company, the company needs to take care of certain important fundraising tools as well as some volunteers. People can visit site due to any reason, but these recommendations will compel the visitors in making some donations or at least getting involved through some other processes. The most important tips while developing an official website for a non-profit sector operating company include the following areas. The website must contain the company s basic information including the company s address, telephone number, location, email address etc. This section needs to be made in a way that is easy to navigate. All the information provided here must be recent and functional. The mission and vision statement also need to be present in the centre. Adequate information about staff must also be present. The websites need to convey the image of organizations personality which is coherent with the fundraising techniques an d marketing materials in order to develop strong relationships with donors. The philosophy of organization must be depicted by the overall presentation of the website, for instance, homey, scientific, traditional etc. We will write a custom essay sample on Importance of Use Social Networking and Developing Website for Pomegranate Cafe or any topic specifically for you Only $17.96 $11.86/page In this regard, the company can put up a list of some current and ongoing projects. Apart from this, visitors must also know the total amount that has been donated to date.

Friday, December 20, 2019

Hiv / Aids Among Female Injecting Drug Users - 4317 Words

HIV/AIDS among Female Injecting Drug Users in the U.S and Female Injecting Drug Users in China Special Topics in Health: HEA By Jennifer Montas Globally a large number of the population is infected with HIV/AIDS each year. According to the Center for Disease Control (2010), women represent about 20% of the estimated 47,500 new HIV infections in the U.S. in 2010. Often we hear of drug use mentioned as one of the potential risk factors of HIV/AIDS transmission, particularly injecting drug use. In 2007, injecting drug use was the third most frequently reported risk factor for HIV infection (Strathdee Stockman, 2010). Among those†¦show more content†¦I would also like to know more about female drug users who are HIV positive, as my best friend died from the disease which she inherit from her parents who were both active drug users. I would like to raise awareness in others and further educate myself, regarding the dangers of drug use and HIV/AIDS transmission. As a health educator it is important to know potential behaviors which drive females to become drug users. In addition it is important to know about drug use and its susceptibility to impair judgement, and other possible forms of drug use such as, alcohol, methamphetamines, and cocaine which can also impair judgement and also create room for susceptibility. Female drug users in particular run a greater risk of susceptibility, as girls and women often start using drugs with their partners (Miljana, Verica, Sladjana, Jelena Vesha, 2012). A study of 50 Injecting drug users determined that out of 19 males who are injecting drug users and are in a relationship with a female who is also an injecting drug user; their female partners had the first contact with drugs through them. The study also showed how, on the other hand only one male out of the 50 participants reported that their first experience with drugs was through a relationship with a womanShow MoreRelatedHiv And Aids : Hiv / Aids Essay1414 Words   |  6 PagesWomen with drug addictions has conclusively linked with HIV/ AIDS since this epidemic has started. HIV is the acronym for human immunodeficiency virus and it causes the immune system to become weak. As a result, this causes the body to be terrible at protecting itself against diseases and other viruses. HIV causes damage by harming the immune cells in the body. The immune cells it affects are called CD4 positive (CD4+) T cells, which are vital for fighting infections in the body. HIV metamorphoseRead MoreThe Epidemic Of Thailand Kingdom1477 Words   |  6 Pages Thailand kingdom is one of the success stories related to HIV incidence reduction. Located in the middle mainland peninsula of South East Asia region and surrounded by other 5 South East Asia countries (Burma, Cambodia, Vietnam, Laos and Malaysia), Thailand population has growth rapidly from 20.6 million in 1950 to around 66 million in 2015 (1,2). During 1980-1991 Thailand kingdom is one the countries that have a high rate of HIV/AIDS in South East Asia. It grouped with Cambodia, Burma and someRead MoreResearch Proposal1939 Words   |  8 Pagesestimated to be HIV positive Bangladesh is a low HIV prevalence country. The country faces a concentrated epidemic, and it’s very low HIV prevalence rate is partly due to prevention efforts, focusing on men who have sex with men (MSM), female sex workers (FSWs), and injecting drug users (IDUs). In Bangladesh the first case of HIV was detected in 1989, according to NASSP 2008, Government of Bangladesh source, till December 2008, the re were 1495 reported cases of HIV and 476 cases of AIDS, among them 165Read MoreEastern vs Western India2630 Words   |  11 PagesEastern India has a literacy rate of 59.7, which is much lower than the national literacy rate of 64.8. While male literacy is lower than the national average, female literacy in the East is much higher than the national average of 43.9. Workers account for 37.1 percent of the population of East India. The ratio of both male and female workers is lower than the averages for India. Unemployment Tourism Industry GDP Agriculture Economic Reforms Population The Eastern region of IndiaRead MorePrevention of Spread of Hiv/Aids1798 Words   |  8 Pagesmain ways the HIV can be spread: 1. Sexual intercourse 2. Intravenous drugs 3. Blood transfusions (which are very rare now because all blood is tested) HIV is spreading like wild fire among adolescents because they dont believe it can happen to them. Prevention for positives is only possible if a person knows his or her HIV status. Voluntary counseling and testing strategies (VCT), a cornerstone of HIV prevention, has generally been seen as a first defense against the spread of HIV disease, withRead MoreHIV/AIDS and Women4590 Words   |  19 PagesIntroduction : 2 2. HIV/AIDS : 2 3. HIV/AIDS and women : 2 4. Special signs and symptoms of HIV/AIDS in women : 3 5. Vulnerability of women to AIDS : 3 6. The challenges that HIV/AIDS infected women faced : 4 7. Transmission of HIV to women : 5 8. Global distribution of HIV/AIDS among women : 5 9. The impact of HIV on women : 7 10. Prevention : 9 11. HIV treatment : 9 12. Prevention Challenges : 11 13. The Global Response to HIV/AIDS : 11 14. The GlobalRead MoreAids Awareness3713 Words   |  15 PagesWhen AIDS first emerged, no-one could have predicted how the epidemic would spread across the world and how many millions of lives it would change. There was no real idea what caused it, and consequently, no real idea how to protect against it. Now, in 2004, we know from bitter experience that AIDS is caused by the virus HIV, and that it can devastate families, communities and whole continents. We have seen the epidemic knock decades off countries national development, widen the gulf between richRead MoreInjection Drug Users Lower Risk Of Transmitting Infectious Diseases When There Is A Needle Exchange Program2239 Words   |  9 Pageshave shown that injection drug users lower their risk of transmitting infectious diseases when there is a needle exchange program available. There has not been a valid study of whether or not the amounts of time needles are returned to the exchange programs are harmful to communities. The Journal of Public Health, conducted surveys, evidence from needle exchange sites, jails, and institutions that needle exchange programs are effective in reducing illnesses such as HIV and AIDS (Burt Theide, 2016)Read MoreImpact Of Hiv In Nigeria704 Words   |  3 Pagesmillion (PRB 2016) and an HIV prevalence of 3.4% (FMoH 2013), HIV/AIDS continues to be a major public health concern in Nigeria. Recent estimates indicate that the annual number of new infections in the country has been on a steady decline, decreasing from 288,870 in 2009 to 220,394 in 2013 (NACA 2014). Nigeria’s epidemic is generalized, with wide variations in HIV prevalence within the country, across age groups, and population sub-groups. Across age groups, the national HIV prevalence ranges fromRead MoreWomen Injecting Drug Users ( Widus )1977 Words   |  8 PagesWomen injecting drug users (WIDUs) in Tanzania face significant risks to drug related harms that require specific gender appropriate responses . The human immunodeficiency virus (HIV) disproportionately infects WIDUs at a rate 55-68% higher compared to their male counterparts (Ratliff et al., 2013). In Tanzania, drug related harm reduction currently exists by means of needle and syringe programs (NSPs) and opioid substitution therapy (OST) (UNAIDS, 2016). Despite the presence of these harm reduction

Thursday, December 12, 2019

Macbeth vs macduff free essay sample

In the play of Macbeth, Shakespeare adds similar themes to each of the characters; Macduff and Macbeth are no exception. Even though Macbeth and Macduff may have very similar qualities such as; bravery, hunger of power, and many more, as the play develops, these characters slowly start to change, revealing that both characters are as different as fire and ice. They are each viewed differently from each other and by others. Even though they both murder, they both do it for different very different reasons, Macbeth kills for greed and selfishness whereas Macduff kills Macbeth to avenge his slaughtered family and to protect the country. Macbeth was indeed a true tragic hero. He had many noble qualities as well as several tragic flaws, but this didn’t mean he wasn’t a courageous, brave and a good nobleman who was sadly haunted by superstition and a selfish ambition. Through the play, his flaws start to overcome his qualities to the point where they cannot be seen in him anymore. We will write a custom essay sample on Macbeth vs macduff or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page This major change starts right after he commits the murder of Duncan. Here Macbeths personality is clearly becoming astray. Macbeths theme becomes tyrannical and evil, completely opposite as in the start of the play. Macduff was never a man of many words but he was an honest man, and because of this everyone listened when he spoke. We first see Macduff’s honesty as he expresses his raw grief at the Kings murder: O horror, horror, horror! Tongue nor heart/ Cannot conceive nor name thee! (act 2, scene 3). His grief is so much that not even the kings own son appears to mourn the loss of the king, as much as Macduff. But not even grief was enough to keep this man from paying attention to his surroundings. He is so noble that he was only one who dared to ask why Macbeth killed the guards senselessly. Instead of wasting time on his suspicions, he decides to leave for England. Most might think that this is a cowardly act, but this is actually a brave act which was intended to aid Malcolm in enrolling the English armed services against Macbeth. Macbeth and Macduff were similar in their bravery and skill on the battlefield. They are also similar through the respect they both received from others and this was shown at the beginning of the play when Macbeth was described as ‘valiant’ as well as ‘worthy’ by the king, just like Macduff was also shown to be admired after he had murdered Macbeth which then allowed Malcolm to become the rightful king, at the end of the play. We see how much their minds are alike since they both are highly driven by their passion and this shows us that they will do anything to fulfil their goals and their ambition is almost identical in the sense that they both have leads them to murder to complete their goals. In the end Macbeth and Macduff are very similar in some ways, but are different in more ways. Macbeth thought of rewards and promotions, he wanted to be rich and have a lot of power, yet he did not take the responsibility to worry about the very same people he was ruling over. Macduff was different; he was very loyal to his country. He always put the country and his people before anything. He was always willing to help and do the right thing. He wanted to please everyone. Even though they are both power hungry, Shakespeare uses Macbeth to show the terrible effects that ambition and guilt can have on a man who lacks strength of character.

Wednesday, December 4, 2019

Journal of Financial Service Professionals - MyAssignmenthelp.com

Question: Discuss about the Journal of Financial Service Professionals. Answer: Part 1 Lee and Kate have been married since the year 2008 and they have known each other since their college days. They have two children named Wyatt aged 5 year and Sawyer aged 3 year. The Lee works full time and gains significant amount of income and on the other hand Kate works part time and plans to work full time once Sawyer joins kindergarten. The couple have the objective of planning their insurances in such a manner so that all their objectives would be met and they along with their children would have a secured lifestyle. Hence, the insurance planning objectives of the couple have been given below: The initial objective of planning the insurance has been to safeguard the future of Wyatt and Sawyer as both of them are infants and have a long course of life ahead of them. In this respect, insurance plans have to be taken with the help of which the future life of their children can be secured. The health status of the Lee addresses that he has plantar fasciitis and occasional joint pain. The family history of Lee even highlights the chances of bowel cancer. The doctor has even suggested taking care of his sleeping and eating habits and has asked not to take much stress. Hence, with these issues it is essential for Lee to purchase an insurance that would be able to provide financial remuneration to his family in case of death and permanent or temporary disablement. In case of any such scenario, his family can be secured and would be able to maintain a smooth and healthy lifestyle. Lee and Kate has observed that their children is quite young and have a long way to go in their life. The couple even has the plan of making their children attend college or universities and educate them so that they can have a successful career. In order to do the same, it is essential that the couple purchases an insurance plan that would be able to meet the future educational expenses of their two children. The couple have individual cars and the cars need to be insured in order to safeguard them from any sort of unprecedented events. Lee draws significant amount of salary annually and therefore needs to purchase insurances that would be able to remunerate similar amount of money to his family so that their financial scenario can be sustained. The other insurance objective has to safeguard their property where they reside so that in case of any unprecedented events their children will and spouse would be able to live properly. The need for insurance even revolves around the fact that the couple has an outstanding mortgage for the house they have bought and in case of any unprecedented events the liability to pay the mortgage would fall on their infant children. Insurance would be helpful in paying the mortgage on their behalf. Part 2 There are various problems that are pertinent with the death, disability or retirement of the couple. These issues need to be highlighted so that the couple can make adequate changes in their plans. There has been an observation that their children are infant and they require sufficient amount of expenses with the help of which they can educate their children and can create a healthy career for them. In case of death, disability and retirement of Lee, the permanent income would be hampered and the family would face financial issues and therefore his plan of educating his children and establishing a career for them would face problems. In the same scenario if the same happens to Kate, then the level of financial issues would be lower but the dependency level would be higher on Lee and therefore he has to maintain various strategies with the help of which the absence of Kate can be mitigated. Lee works in a beer company and earns significant amount of salary with the help of which the he can take care of his family and the associated expenses. Lee has the anticipation that few years down the line he would even get promoted and his salary would increase. However, in case of death, permanent disablement and retirement, this permanent source of income would cease and thereby a huge amount of pressure would fall on Kate and her children. They would be facing adverse financial problems. In case the employment of Kate is ceased due to retirement, death and disability, the level of income would be hampered and she would not be able meet her personal expenses and the investments made by her would diminish. Overall, her family would face problems as well mentally and financially. Lee and Kate have various assets and liabilities that are owned by them. In case Lee expires or has permanent disablement, his permanent income would stop and thereby the investments and the insurances purchased by them would have a serious impact due to non-payment of the premiums. Lee has a mortgage loan for the purchase of the property where they reside and therefore in case of permanent disablement and death the responsibility to pay the mortgage would fall on Kate considering that their income level has fallen as well. In case of Kate, the same issue is persistent as Lee would be burdened with extra responsibility to earn and pay the mortgage and even taking care of their children single handed. Kate and Lee have a mortgage on the house and have various investments in funds and banks and therefore it is their obligation to take care of the same with the help of which the couple can have a safe, healthy and peaceful life. Therefore, in case of death, retirement or disablement, the obligations would fall on the family and repayment of the mortgage, additional payment in the investments would increase. The couple would not be able to undertake further investments as well. Hence, this can have an impact on the financial position of Lee and Kate. The other beneficiaries include the medical insurance in order to cover for any critical medical illness which they may face as they grow older. The couple have a retirement plan and have the objective of maintaining the similar lifestyle even after their retirement. In case of disablement and death, there would be an impact on the retirement plan as the savings that is being undertaken in the retirement savings plan would either stop or decrease and thereby the savings amount for the future could be reduced. Part 3 This section looks to provide the recommendations that could be given to Lee and Kate with respect to insurance planning and retirement planning. There has been an observation that Lee has various insurance and investments but the level investment and insurance can be improved. It is recommended for Lee that he increases the tenure for the RC term policy from Sun Life. He can even increase the sum insured amount by 20% as with the advent of time there will be rise in the cost of living and the educational expense of their children. The Group Benefit Plan, of which Lee is a part, has coverage of his family and his children till the age of 21 or 25 years. However, Lee has to purchase an insurance that would cover the life of their children even after they reach the age of 21 or 25 years. Both Wyatt and Sawyer need to have individual insurance for them with the help of which they can have a secured lifestyle. Lee has another life insurance over which a supplementary insurance is existen t. The premium for this insurance is paid by the employer. But the amount of money that is insured is significantly low as Lee has three dependents. The amount needs to be increased in order to maintain the financial stability of the family even after his death. Lee needs to have individual insurances for Kate as well as she is his wife and in case of any her death Lee can receive certain financial remuneration as well. Maintaining individual insurance for everyone in his family is essential and therefore it is recommended. Lee does have health care and dental care coverage that is included in the Sun Life Assurance Company of Canada. But with the advent of time they would be growing old and would need additional medical expenses and therefore Lee needs to purchase a medical insurance which would remunerate for the medical expenses. In case of any hospital related incidents Lee and his family would even receive cashless facilities and thereby would initiate their treatment timely. L ee can purchase medical insurance from Sun Life as well that would be covering his spouse as well so that every one of them is safe and secured. It is even recommended that Lee undertakes a home insurance as the home they have purchased is relatively new and they have mortgage pending as well. Therefore keeping the house insured can assist in paying the loan back in case anything happens to the couple. The retirement plan that Lee has can be improved as well as his income would increase and with time, issues related to health. There are product recommendations for Kate as well. Kate is a working woman and looks to work full time once Sawyer starts going to kindergarten. She has the expectation that her income would become double then. Hence, she can purchase insurance for herself that would be inclusive of medical insurance as well. Kate can even think of purchasing retirement savings plan so that in case of any mishaps between Lee and Kate, she can have an independent retirement plan for herself. She needs to undertake various investments in RBC Financial Group and thereby have her own savings as well. Both Kate and Lee have debts and therefore investments that have to be undertaken should be inclusive of paying for the debts and the mortgage that is existent for them. Part 4 The recommendations that have been suggested is affordable due to the fact that Lee has significant amount of income and therefore this income would be significant enough with the help of which further insurances can be purchased. Kate earns $ 24,000 annually and expects to get her income doubled. Hence, with this level of income the two products recommended for her can be purchased with ease. The suggestions that have been provided is existent within the current cash flow by adding in the expenses and adjusting the income that Lee and Kate receives. The adjustments that have been made have been highlighted in the cash flow and these adjustments have been made by reducing the expenses that are unwanted for the couple and their family. The reduction in these expenses and the increasing their level of income can be useful for the development of effective cash flow statement. This would even counter the additional insurances that would be purchased. There are no recommendations in the restructuring of debt as the level of debt that is present is precise and the payment amount is appropriate. The adjustments that have been made in the cash flow statement has been highlighted in the table below and the changes have been made in accordance to the new products that have been recommended. The assumptions that have taken includes that the rate of interest is constant and there has been growth in the investments and income growth. Cash Flow Statement Current Recommended Particulars Lee Kate Total Lee Kate Total Gross Income $ 83,500 $ 24,000 $ 107,500 $ 83,500 $ 24,000 $ 107,500 Canada Child Benefit $ 6,000 $ 6,000 $ 6,000 $ 6,000 Car Allowance $ 3,600 $ 3,600 $ 3,600 $ 3,600 Premium for Insurance -$ 185 -$ 185 -$ 222 -$ 222 Premium for Disability Coverage -$ 807 -$ 807 -$ 807 -$ 807 Contribution to Defined Benefit Pension Plan -$ 10,020 -$ 10,020 -$ 10,020 -$ 10,020 Mortgage Payment -$ 4,428 -$ 4,428 -$ 8,856 -$ 4,428 -$ 4,428 -$ 8,856 Groceries Pharmacies -$ 8,100 -$ 8,100 -$ 16,200 -$ 8,100 -$ 8,100 -$ 16,200 Property Tax -$ 2,400 -$ 2,400 -$ 4,800 -$ 2,400 -$ 2,400 -$ 4,800 Utilities -$ 2,250 -$ 2,250 -$ 4,500 -$ 2,250 -$ 2,250 -$ 4,500 Car Insurance -$ 1,080 -$ 1,080 -$ 2,160 -$ 1,080 -$ 1,080 -$ 2,160 Gas -$ 2,100 -$ 2,100 -$ 4,200 -$ 2,100 -$ 2,100 -$ 4,200 Clothing -$ 900 -$ 900 -$ 1,800 -$ 900 -$ 900 -$ 1,800 Entertainment -$ 1,800 -$ 1,800 -$ 3,600 -$ 1,800 -$ 1,800 -$ 3,600 Phone, Internet Cable -$ 960 -$ 960 -$ 1,920 -$ 960 -$ 960 -$ 1,920 Home Insurance -$ 450 -$ 450 -$ 900 -$ 540 -$ 540 -$ 1,080 Group Supplementary -$ 60 -$ 60 -$ 75 -$ 75 RESP -$ 2,640 -$ 2,640 -$ 2,640 $ 2,640 Spousal RRSP -$ 2,400 -$ 2,400 -$ 2,400 -$ 2,400 Medical Insurance -$ 1,440 -$ 1,440 Net Cash Savings $ 46,520 $ 5,532 $ 52,052 $ 44,938 $ 5,442 $ 55,660 Bibliography Lynch, K.M., 2016. Solid risk management system should include insurance planning to protect assets. Parthemer, M.R. and Christie, J.C., 2016. Insurance Planning and the Possible End of Life as We Know It: Low Interest Rates and Family Entity Discounts.Journal of Financial Service Professionals,70(4), pp.24-33.